Invest in high-return real estate opportunities through real estate financing.
Investment Advantages
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Investments start from 1,000 riyals
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Secured investments with high-level guarantees
Sharia-compliant investments
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Fixed returns
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Diversified investments in the real estate sector
Investment Journey in Arat
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Register as an investor
Choose from investment opportunities
Track returns and grow capital
Licensed by the Capital Market Authority
We are licensed by the Capital Market Authority in the Kingdom of Saudi Arabia to finance real estate development projects through debt instruments.
Approved by the Sharia Committee
At Arat, we ensure that every investment product is fully Sharia-compliant and approved by our Sharia Committee.
Partners in Success
Arat App
Apply for financing or start investing from your phone with the new Arat mobile app. Available on Google Play and Apple App Store
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Frequently Asked Questions
Arat Finance specializes in financing small and medium-sized real estate developers through crowdfunding sukuk with a value of up to 20 million riyals.
You can register by visiting Arat’s platform at arat.co and clicking on “Register Now” → “Investor” → Filling in the following personal information, email, mobile number, ID/Iqama, date of birth and then setting a password.
Yes, all financing and investment opportunities on Arat are in compliance with Shariah principles and supervised by a Shariah Committee led by Sheikh Dr. Yusuf Al-Shubaili.
Investing through Arat involves the typical risks associated with funding small and medium enterprises, including the potential loss of capital or delays in repayments.
Between 9.6% and 18%.
Returns are distributed based on the terms of the sukuk, either through periodic payouts or at maturity, along with the principal amount.
If you are nominated for an investment opportunity, you will receive an SMS. You must log into your account to review the opportunity details and either accept or decline the nomination.